Star Homes

Homepay's 'build now, pay later' option lets you pause your mortgage repayments on your build and land for up to 12 months. It takes the financial pressure off during construction, so you can focus on getting into your new home sooner.

Ready to build your dream home?

LET’S MAKE IT HAPPENLET’S MAKE IT HAPPEN

WHY use homepay?

A smarter way to build, backed by Homepay’s accreditation for confidence and peace of mind.

  • HIGH QUALITY CONSTRUCTION

    Star Homes has a proven record of delivering projects on time and on budget, with exceptional quality.

  • FINANCIAL STABILITY

    Star Homes has been independently assessed by Homepay, ensuring a strong track record of financial health and a secure investment.

  • UNMATCHED FINANCIAL RELIEF

    Homepay pauses your loan repayments on your house and land during construction period for up to 12 months.

  • SEAMLESS PROCESS

    Our Homepay partnership ensures a smooth, hassle-free experience.

WHO BENEFITS FROM HOMEPAY?

  • FIRST HOME BUYERS

    If you're renting, Homepay helps you avoid paying rent and loan repayments at the same time during construction.

  • INVESTORS

    Building an investment property?
    Homepay lets you pause your repayments for up to 12 months so that you can focus on getting the property generating rental income.

Is there a catch?

No, it really is simple. Rather than making interest repayments during construction, the interest that accrues is simply rolled into your loan and gradually repaid over the remaining loan term. You're not avoiding interest — you're simply targeting repayments for a time that may suit you better, such as after you've moved in or when your investment property is generating rental income. As always, a mortgage broker can take you through how Homepay works in comparison with traditional lending options to ensure you get the best fit for you.

ENQUIRE NOWENQUIRE NOW

How does homepay work? A Step-by-Step Guide

CHECK YOUR ELIGIBILITY

The first step is to meet with a mortgage broker who has access to Homepay and can guide you towards the loan that best suits your needs.

PAY YOUR
DEPOSIT

Once your deposit is paid and your loan is settled, the Homepay process begins and your repayments can be paused repayments can be paused for up to 12 months.

paused mortgage repayments

Paused mortgage repayments on your land and build are paused for up to 12 months while Star Homes constructs your dream home.

ENJOY FINANCIAL FREEDOM

With repayments paused, you have the freedom to use your cash your way — whether covering rent, saving, or furnishing your new home.

find out more about homepay

Take the stress out of financing your new build.

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Disclaimer: This content is general information only and does not constitute legal, financial, or credit advice. You should not rely on it as such. It does not take into account your individual circumstances. Homepay (Aus) Pty Ltd (ABN 51 655 094 876) and Star Homes (ABN 35 602 963 502) recommend seeking independent professional advice before making any financial decisions. Homepay & Star Homes do not provide advice on financial products or credit. You must engage a licensed mortgage broker to ensure you get the loan option that is best for you. Homepay loans are offered by Origin MMS, a division of Columbus Capital Pty Ltd (AFSL and ACL 337303). Homepay (Aus) Pty Ltd is not a related entity of Columbus Capital Pty Ltd. Terms, conditions and lending criteria apply.

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